Licensed California real estate agent for 12 years, owned & managed a real estate investment firm from 2005- 2011 with a portfolio of California properties. Specializing in Reverse Mortgages (HECM), Renovation, Luxury (Jumbo) and VA home loans – both purchase and refinances. I live in Holly Springs North Carolina and am happily married to my wife 19 years with two beautiful daughters.What makes me different: I’m a financial adviser at heart and consider all areas of my clients goals. I perform a comprehensive financial analysis before offering and advising on loan terms. The only “top award” I’m interested in earning is my clients trust.